贷款类型 任期长度 比率(低至) 年利率(低至)
Auto/Truck Rates (Model 2019 和 newer) 36 2.49% 2.709%
Auto/Truck Rates (Model 2019 和 newer) 60 2.99% 3.125%
Auto/Truck Rates (Model 2019 和 newer) 72 2.99% 3.103%
Auto/Truck Rates (Model 2015 - 2018) 36 2.99% 3.210%
Auto/Truck Rates (Model 2015 - 2018) 60 3.25% 3.385%
Auto/Truck Rates (Model 2015 - 2018) 72 3.49% 3.604%

线上澳博 for additional rates 和 terms. The specific rate 和 term will be dependent upon your credit rating, 抵押品价值, 量资金, 和其他因素.   Allowable terms vary by loan amount. Membership is required. Other restrictions may apply. $100 application fee. 4月 = Annual Percentage Rate.  最低4月:2.496% - Maximum 4月: 17.000% 付款的例子: A $30,000 loan at 2.99% for 60 months would have an 4月 of 3.125%, a monthly payment of $540.72, finance charges of $2,443.43, for a total payment amount of $32,443.43. Rates accurate as of 1/4/2021 和 subject to change at anytime.

贷款类型 任期长度 比率(低至) 年利率(低至)
Motorcycle Cruiser (Model 2019 和 newer) 36 2.49% 2.602%
Motorcycle Cruiser (Model 2019 和 newer) 60 2.99% 3.125%
Motorcycle Cruiser (Model 2019 和 newer) 72 2.99% 3.103%
Motorcycle Cruiser (Model 2015-2018) 36 2.99% 3.210%
Motorcycle Cruiser (Model 2015-2019) 60 3.25% 3.385%
Motorcycle Cruiser (Model 2015-2018) 72 3.49% 3.604%

线上澳博 for additional rates 和 terms. The specific rate 和 term will be dependent upon your credit rating, 抵押品价值, 量资金, 和其他因素. Quotes rate for Cruisers. Higher rates for Sport Bikes apply.  Allowable terms vary by loan amount. Rates 和 terms are subject to change without prior notice; Membership is required. Other restrictions may apply. $100 application fee. 4月 = Annual Percentage Rate. 最低4月:3.246% - Maximum 4月: 17.000%  付款的例子: A $30,000 loan at 2.99% for 60 months would have an 4月 of 3.125%, a monthly payment of $540.72, finance charges of $2,443.43, for a total payment amount of $32,443.43. Rates accurate as of 1/4/2021 和 subject to change at anytime.

贷款类型 任期长度 比率(低至) 年利率(低至)
Boat (Model 2019 和 newer) 144 (minimum $10,000 loan) 4.49% 4.672%
Boat (Model 2019 和 newer) 180 (minimum $25,000 loan) 4.49% 4.550%
Boat (Model 2018 和 older) 144 (minimum $10,000 loan) 5.49% 5.676%
Boat (Model 2018 和 older) 180 (minimum $25,000 loan) 5.49% 5.552%

线上澳博 for additional rates 和 terms. The specific rate 和 term will be dependent upon your credit rating, 抵押品价值, 量资金, 和其他因素. Allowable terms vary by loan amount. Rates 和 terms are subject to change without prior notice; Membership is required. Other restrictions may apply. $100 application fee. 4月 = Annual Percentage Rate. 最低4月:4.672% - Maximum 4月: 17.000% 付款的例子: A $30,000 loan at 4.49% for 180 months would have an 4月 of 4.540%, a monthly payment of $230.11, finance charges of $11,319.65, for a total payment amount of $41,419.65. Rates accurate as of 3/24/2021 和 subject to change at anytime.

贷款类型 任期长度 比率(低至) 年利率(低至)
RV (Model 2019 和 newer) 72 (loan below $10,000) 3.99% 4.332%
RV (Model 2019 和 newer) 144 (minimum $10,000 loan) 4.49% 4.672%
RV (Model 2019 和 newer) 180 (minimum $25,000 loan) 4.49% 4.550%
RV (Model 2015-2018) 72 (loan below $10,000) 4.99% 5.336%
RV (Model 2015-2018) 144 (minimum $10,000 loan) 5.49% 5.676%
RV (Model 2015-2018) 180 (minimum $25,000 loan) 5.49% 5.552%

线上澳博 for additional rates 和 terms. The specific rate 和 term will be dependent upon your credit rating, 抵押品价值, 量资金, 和其他因素.  Allowable terms vary by loan amount. Rates 和 terms are subject to change without prior notice; Membership is required. Other restrictions may apply. $100 application fee. 4月 = Annual Percentage Rate. 最低4月:4.332% - Maximum 4月: 17.000%.  付款的例子: A $50,000 loan at 4.49% for 180 months would have an 4月 of 4.520%, a monthly payment of $383.01, finance charges of $18,841.02, for a total payment amount of $68,941.02. Rates accurate as of 3/24/2021 和 subject to change at anytime.

贷款类型 任期长度 比率(低至) 年利率(低至)
关闭d-End 线上澳博 Loan (minimum amount $3,000) 36 9.75% 11.998%
关闭d-End 线上澳博 Loan (minimum amount $5,000) 60 9.75% 10.603%

线上澳博 for additional rates 和 terms. Subject to credit approval.  The specific rate 和 term will be dependent upon your credit rating.  Rates 和 terms are subject to change without prior notice; other restrictions may apply. $100 application fee. 4月 = Annual Percentage Rate.  最低4月:10.171% - Maximum 4月: 17.000%. 付款的例子: A $5,000 loan at 9.75% for 60 months would have an 4月 of 10.607%, a monthly payment of $107.73, finance charges of $1,464.02, for a total payment amount of $6,464.02. Rates accurate as of 11/1/2020 和 subject to change at anytime.

贷款类型 4月
线上澳博 line of Credit (starting at $1,000 limit) 10.24% - 17.99%

4月= Annual Percentage Rate. We will begin charging interest on the transaction date. 最低4月10.24% - 最大4月17.99%. 例如, a $1,000 线上澳博 Line of Credit with a 10.24% rate, will have a minimum payment of $35. Rates accurate as of 11/1/2020 和 subject to change at anytime.

贷款类型 贷款与价值比率(LTV) 年利率(低至)
首页 Equity Line of Credit (HELOC) 80%或更少 4.00%
首页 Equity Line of Credit (HELOC) 90% LTV 4.50%
首页 Equity Line of Credit (HELOC) 100% LTV 4.75%

线上澳博 for additional rates 和 terms. Your rate may be higher based on your credit worthiness 和/or property valuation. No closing costs with $10,000 minimum loan amount. Rates subject to change. 首页owners insurance required. 4月 = Annual Percentage Rate. Rate quoted based on HELOC with a 10-year draw period, 20-year repayment period. The HELOC rate is a variable rate 和 is based on Wall Street Journal Prime plus .75. 最低4月4.00% -最大4月 6.50%. Minimum loan amount $5,000 – Maximum loan amount $200,000. 付款的例子: a $25,000 10-year 首页 Equity Line of Credit with a 4.00% rate 和 an 80% Loan-to-Value (LTV) will have an 4月 of 4.00%, 120 payments of $253.11; total finance charges of $5,373.54, for a total payment of $30,373.54. Rates accurate as of 7/1/2021 和 subject to change at anytime.

贷款类型 贷款与价值比率(LTV) 年利率(低至)
5年HELOC固定 80%或更少 4.25%
5年HELOC固定 90% LTV 4.50%
5年HELOC固定 100% LTV 6.50%

线上澳博 for additional rates 和 terms. Your rate may be higher based on your credit worthiness 和/or property valuation. No closing costs with $10,000 minimum loan amount. Rates subject to change. 首页 insurance required.  4月 = Annual Percentage Rate. Rate quoted 和 based on a HELOC with a 1-year draw period, 5-year repayment period. 最低4月4.25% - Maximum 4月 10.50%. Minimum loan amount $5,000 – Maximum loan amount $200,000.  付款的例子, a $15,000 5-year 首页 Equity Line of Credit with a 4.25% rate 和 an 80% Loan-to-Value (LTV) will have an 4月 of 4.25%, 60 payments of $277.94, total finance charges of $1,676.60 for a total payment of $16,676.60. Rates accurate as of 7/19/2021 和 subject to change at anytime.

As a full-service mortgage lender, Florida Credit Union offers a full sweep of real estate products to meet the needs of first time homebuyers as well as current homeowners. Whether you're looking to purchase a home or refinance your mortgage, our products 和 services are designed to ensure you get the right personal mortgage for your unique needs. Below are the current rates for our FNMA mortgage loans. Other loan options are available which include up to 100% financing.

开始 or 线上澳博 for all mortgage options, rates, terms.

贷款期限 比率(低至) 年利率(低至)
fannie mae 30年期固定 3.125% 3.171% 0.00%
fannie mae 20年固定 2.875% 2.940% 0.00%
fannie mae 15年固定 2.500% 2.583% 0.00%
fannie mae 10年期固定 2.500% 2.622% 0.00%

4月 = Annual Percentage Rate
Fixed Rate First Mortgage – 条款 are 10, 15, 20 和 30 years. Maximum loan amount is $510,400. Rates assume a purchase price of $250,000 with 20% down 和 a loan amount of $200,000 with a credit score of 720 or higher. $1175 origination charge applies to all rates 和 terms referenced above. This is not a loan estimate or commitment to lend.  信息 is as of 11/29/2021 和 should be used as informational purposes only. Credit approval 和 other restrictions apply. Rates subject to change anytime.

付款的例子 FNMA 30-year Fixed-Rate Loan: The payment on a $200,000 30-year Fixed-Rate Loan at 3.125% (3.171% 4月)是$861.78 for the cost of 0.00 point(s) due at closing 和 a loan-to-value (LTV) of 80%. One point is equal to one percent of your loan amount. Payment does not include taxes 和 insurance. The actual payment amount will be greater. Some state 和 county maximum loan amount restrictions may apply.

首页 Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans 和 applications; ethnicity, 比赛, 性, age 和 income of applicants 和 borrowers; 和 information about loan approvals 和 denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov / hmda). HMDA data for many other financial institutions are also available at this Web site.

选项 信用额度 4月 年费
铂率 $1,000 - $50,000 8.90% - 17.90% 没有一个
铂奖励 $1,000 - $50,000 10.90% - 17.90% 没有一个
Platinum WAVE Cash Back $5,000 - $50,000 12.90% - 17.90% 没有一个
全新的开始 $1,000 - $3,000 到17.90% $100

Annual Percentage Rate (4月) on purchases 和 balance transfers will be fully indexed 4月s. See agreement details for 铂率, 铂奖励, Platinum WAVE Cash Back, 全新的开始.

Important 信息 关于 the Specials Above

Subject to credit approval.

  1. Rate quoted is based on a 75-month auto loan of $30,000 with an interest rate of 2.74%, a 2.849% 4月 (4月 = Annual Percentage Rate), a $437.10 payment, a $2,785.10 finance charge 和 a 100% loan-to-value (LTV); $0 down. Your rate will be determined by your credit rating, 贷款期限, year 和 mileage of the automobile. Vehicle must be 2019 or newer for this rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Rate does not include finance charges. $100 loan processing fee. Rates effective as of 7/14/2021. 最低4月2.49%. 最大4月17.9%. Minimum loan amount $5,000. Maximum loan amount $50,000.
  2. Payment may be deferred for the first 90 days, interest accrues from inception.
  3. Subject to credit approval. No closing costs with $10,000 minimum loan amount. 4月 = Annual Percentage Rate. Rate quoted is as of 7/28/2021 和 based on a HELOC with a 10-year draw period, 20-year repayment period. The HELOC rate is a variable rate 和 is based on Wall Street Journal Prime plus .50. 最低4月4.00% - Maximum 4月 12.00%. Minimum loan amount $5,000 - Maximum loan amount $200,000. 例如, a $25,000 10-year 首页 Equity Line of Credit with a 4.00% rate 和 an 80% Loan-to-Value (LTV) will have an 4月 of 4.000%, 120 payments of $253.11; total finance charges of $5,373.54 for a total payment of $30,373.54. Your rate may be higher based on your credit worthiness 和 property valuation. Rates will be no less than Florida Credit Union’s minimum interest rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Offer good for a limited time.
  4. 0% introductory interest rate only available to new Florida Credit Union cardholders; 0% not applicable for transfers from another Florida Credit Union card or loan. Introductory rate does not include cash advances.

    Platinum Wave Credit Card Agreement
    铂率 Credit Card Agreement
    Platinum Advantage Credit Card Agreement (1)
    Platinum Advantage Credit Card Agreement (2)
    Classic Rate Credit Card Agreement
    铂奖励s Credit Card Agreement
    Platinum 全新的开始 Credit Card Agreement

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